Collision damage waiver full insurance: CDW full insurance included in the rental cost shifts all responsibility for any extra charges from the driver/renter to the car rental company. This means that the car rental company waives the right to collect a high deductible from the driver/renter and most importantly it covers all the damages caused to the rental vehicle and third party, therefore the driver/renter would not be held responsible for any repair fees or additional charges. Be aware that this level of insurance provides coverage ONLY for damages and third-party claims in the case that the rental vehicle is involved in a collision/accident with another vehicle on the public road and the correct reporting procedure is followed. The CDW full insurance with ZERO excess liability included is to protect you from the financial burden of an accident and third-party claims, but failure to follow the reporting guidelines and comply with the requirements under the country’s law means that the full insurance protection becomes invalid. You should always be aware that there are insurance limitations which mean that CDW full insurance protection becomes invalid. Additionally, you should be aware that unexpected damages that may occur to the rental vehicle without being involved in collision/accident with another vehicle on the public road, these damages will not be covered by the CDW full insurance protection as given above therefore you will be required to pay an excess.
Car collision/accident reporting guidelines: In the case of an collision/accident with another vehicle on the public road, even if it is the authorised driver of the rented vehicle error which resulted in a collision, the renter/driver is fully covered by our insurance scheme with ZERO excess liability as long as the correct procedure as stated below is followed.
• Our insurance policy states that you are required to report the accident, regardless of the amount of damage. Vehicles involved must never be moved from the collision/accident scene until a collision/accident report is completed either by the police officer or by the vehicle insurance representative attending. Contact details will be given in print on the rental agreement.
• Any collision/accident with another vehicle in the public road where the damage is significant or not, must always be reported to the police and to the vehicle insurance company straight away and brief information must be provided of where the incident took place in order for them to attend the place of collision/accident. Contact details will be given in print on the rental agreement.
• Any collision/accident where there is damage to property, third party or if someone is injured will require a police and vehicle insurance report. Injury claims especially have a way of escalating very quickly, even when they appear minor at the scene. Even if the police report is completed for the car collision/accident, you must also notify the vehicle insurance company. Please be aware that the police officer attending is not responsible to report the collision/accident to the auto insurance company so it is very important that you should report this.
• If the renter/driver fails to report the collision/accident to the police, the vehicle insurance company and our company immediately and comply with the requirements under the country's law, the insurance will become invalid and the renter/driver can be held liable up to the market value of the vehicle and third-party claims. The charges will be dependent on the actual extent of the damages and third-party claims.